Protection for the next generation of innovation.

IMA Next. Gen has partnered with Vouch to offer tailored business insurance solutions for startups.

Easy online application
Access to expert insurance advisors
Premier coverages

IMA NEXTGEN CLIENT PERKS

Save an extra 5% for being a IMA NextGen client.

*Offer is subject to change without notice and may not be available in all states.

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Protection for the next generation of innovation.

BETTER TOGETHER

IMA Next.Gen, powered by Vouch: The best combination of a specialist broker & a digital platform to manage policies with quick support.

Built to Scale With You

Next.Gen insures companies from the single-founder startup to publicly-traded, global enterprise.

Coverage Enhancements

Optional coverage enhancements for additional protection unique to startups, built upon IMA’s 30+ years of experience.

IMA Next.Gen – powered by Vouch is digital-first insurance. You can protect your startup in as little as 10 minutes and manage your coverages in a modern insurance tool.

Activate coverage in as little as 10 minutes

Instantly download digital COIs

Easily adjust limits anytime in the dashboard

Insurance guidance at your fingertips.

Whether you need help getting properly covered, or support through a claim, IMA Next.Gen – powered by Vouch is here for you.

Deep expertise in startup risks

Advice by phone, text, email or Zoom

White glove claims process

Scale your coverage as your company grows.

Our coverages and service expand as you scale, so your protection is always one step ahead of your risks.

Dedicated account management

Access boutique coverages via Vouch brokerage

Holistic risk management guidance

Pre-IPO roadshow ready by utilizing IMA’s public company practice

Transparent Claims Process.

Know exactly who to contact when an incident occurs. IMA Next.Gen – powered by Vouch in-house claims specialists will work with you to navigate the process from start to finish.

Client Advocacy

Fair Outcomes

Expert Council

Digital Platform

IMA Next.Gen – powered by Vouch is digital-first insurance. You can protect your startup in as little as 10 minutes and manage your coverages in a modern insurance tool.

Activate coverage in as little as 10 minutes

Instantly download digital COIs

Easily adjust limits anytime in the dashboard

Expert Service

Insurance guidance at your fingertips.

Whether you need help getting properly covered, or support through a claim, IMA Next.Gen – powered by Vouch is here for you.

Deep expertise in startup risks

Advice by phone, text, email or Zoom

White glove claims process

Built for Scale

Scale your coverage as your company grows.

Our coverages and service expand as you scale, so your protection is always one step ahead of your risks.

Dedicated account management

Access boutique coverages via Vouch brokerage

Holistic risk management guidance

Pre-IPO roadshow ready by utilizing IMA’s public company practice

Claim Specialits

Transparent Claims Process.

Know exactly who to contact when an incident occurs. IMA Next.Gen – powered by Vouch in-house claims specialists will work with you to navigate the process from start to finish.

Client Advocacy

Fair Outcomes

Expert Council

GET STARTED

Schedule time with an Insurance Advisor

Review existing policies and risk management gaps

See how Vouch protects and grows with startups

Get preliminary pricing and a switching plan

TALK TO AN ADVISOR

CONNECT WITH OUR TEAM

The Start

You, your cofounders, and your big idea. In the early days, risk management is not top of mind. And that’s okay–Your biggest risk is whether you get into YC. We get it.

Seed Funding

Your startup is real. And in the moments between chasing customers and iterating on your MVP, you’re choosing the tools and partners that comprise your “startup stack”, like payroll, corporate cards, and yes, business insurance.

General Liability

Business Property

First Hires

It’s time to build. Time to hand-select the team that’s going to get you to your first product launch. Even with a team you trust, expanding beyond the founders means that new risks related to employment litigation are introduced.

WORKERS COMPENSATION

EMPLOYMENT PRACTICES LIABILITY

Product Launch

Getting customers on board. Things are getting real! Your product is out there, and you have paying customers relying on you. Now is the time to make sure you’re covered for situations caused by an error or vulnerability in your product.

Errors & Omission

Cyber

Office Lease

Building a collaboration space. For many companies, in-person collaboration is irreplaceable. Whether it's a WeWork or a longer lease, this is a good time to check your lease requirements and make sure your General Liability coverage is sufficient.

General Liability

Vouch exclusive: Instant COI

First Renewal

Looking ahead to next year. If your business hasn’t changed much, renewing your insurance may be as simple as re-filling your application and clicking submit. But if you’ve grown or pivoted, you should chat with your account manager about whether to update your coverages.

Talk to an expert. It’s helpful to talk with your Account Manager before any big milestone or major pivot.

Accelerating Growth

Getting ready to scale. You’ve got traction, now it's time to convince additional investors that you're ready to ramp up. Series A investors will usually require D&O coverage before closing, but having policies in place proactively can make your company more appealing.

Directos & Officers

Series A

Proactive risk management strategy. Now is when risk management gets a bit more “hands on”. The stakes are higher, and more finances are at risk. You may choose to delegate insurance responsibility to a leader with operations or risk management experience.

Welcome to Vouch Scale! At this stage, ownership of your account will likely transition to a dedicated Scale account manager for a deeper partnership.

Large Customer

Landing your first whale. Big clients come with high expectations–especially if they’re used to partnering with established companies. Customers often have their own insurance requirements, so you should review your policies to make sure they’re aligned.

Advisor Contract Reviews. Sometimes customer requirements can be unreasonably high. Talk to your insurance advisor about what limits and coverages make sense for your business.

Team Expansion

Scaling up your resources. It’s time to add more specialized roles to help accelerate growth. As you increase your headcount, more team members will have access to sensitive financial information, and the risk of employment litigation increases overall.

Crime

Fiduciary Liability

EMPLOYEE BENEFITS LIABILITY

Series B, C, & beyond

Accelerating the Momentum.
‍You've achieved product-market fit and it's time to scale. Risk management becomes more complex as your company grows, so ensure your Vouch Insurance Advisor is connected with your expanding risk team.

Talk to an expert. Reach out to your Account Manager at the “celebration” moments. This includes revenue, fundraising, hiring, and product milestones.

First Claim

Weathering the storm. Of course, you never know when it will happen, but by this stage there’s a good chance you’ve experienced your first claim, whether it’s a broken laptop or an employee lawsuit.

Rapid Incident Response. Vouch should always be your first point of contact when an incident occurs. We’ll partner with you to develop a plan to resolve your claim successfully.

Managing unique risks

Building a more tailored package. There are many reasons why you may need specialty insurance. Perhaps you need coverage for specific risks like Warehouse Management Liability or Medical Malpractice Insurance. Or maybe you need a more comprehensive program with higher limits.

Vouch Specialty. Vouch’s in-house brokerage team has full access to the same market as a traditional broker, so you can get custom or unusual coverages with a best price in the market.

Exit

Entering a new chapter. It’s the moment you’ve been working towards! Whether you’re being acquired or introducing your IPO, make sure you’re covered before and after the i’s are dotted and t’s are crossed.

Tail Coverage

Reps & Warranties

Public D&O

RISK & COVERAGE EXPERTISE by IMA

As your company contemplates later stage milestones like IPO preparation, and/or complex risks associated with global expansion, you’ll continue to have access to the team of insurance experts at IMA. Depending on those more complex needs, the primary relationship may transition back to the IMA team directly.

Employment Practices Liability

Cyber

Crime

Hired & Non-Owned Auto

Media Liability

General Partnership Insurance

HOW TO GET BUSINESS INSURANCE WITH VOUCH

Start by applying online in 10-minutes or less.

Your Insurance Advisor will follow up to ensure your startup is properly protected.

Review your proposal and activate coverage within 1 business day.

START APPLICATION

“Vouch actually understands what we do, and we didn’t have to jump through hoops to get covered. We purchased a policy in minutes, got a great price, and now have coverage that will grow with our company.”

Kyle Mack

Founder & CEO, Middesk

“It was super refreshing to talk about coverage with insurance advisors who really understood our industry and what we needed. The whole process was nice and simple.“

Zorina Noland

Finance Manager, Element5

“With Vouch, we were able to get the exact coverage we needed without weeks of paperwork — and get the peace of mind that comes with being properly covered.”

Evan Kirkham

Co-Founder & CEO, Outlier

Kyle Mack

Founder & CEO, Middesk

“It was super refreshing to talk about coverage with insurance advisors who really understood our industry and what we needed. The whole process was nice and simple.“

Zorina Noland

Finance Manager, Element5

"Vouch delivered on every axis. They intake process was intuitive, their representatives were easy to work with, and they undercut the quotes we had received from legacy carriers by over 60%. I highly recommend Vouch."

Evan Kirkham

CEO

Fintech

Life Sciences

Health & Life Sciences