FINTECH INSURANCE

Fintech Insurance for the Future of Finance

From navigating regulatory environments to protecting sensitive client data, fintech businesses experience greater risk at an earlier stage.

Business Insurance for FINTECH

Expert guidance from industry veterans

Easy digital management

Coverages built to scale with you

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Trusted by fast-growing Fintech startups of today and tomorrow.

BUSINESS INSURANCE FOR

Credit and Lending

Platforms that provide loans to individuals or businesses, including peer-to-peer and alternative lending.

Payments Processing

Tools that securely facilitate transactions between merchants and customers.

Personal Finance & Wealth Management

Apps that help individuals manage their money, track expenses, investments, and plan for their financial goals.

Insurance

Companies that utilize technology to provide businesses and individuals with protection against potential financial losses.

Real Estate & Mortgage

Platforms that improve the process of buying, selling, and financing real estate properties.

Banking and Exchange

Companies using technology to provide banking and exchange services, such as mobile banking, peer-to-peer payments, and trading.

Fintech Insurance Essentials

Errors & Omissions

Protection for when a mistake in your service causes a financial loss to a client or customer.

Specialty Add-Ons for:

Investment Advice

Lending

Insurance

Real Estate

Directors & Officers

Protection for personal assets of founders, executives, and board members.

Employment Practice Liability

Protection from allegations of wrongdoing by and between managers and employees.

General Liability

Foundational protection for the basic risks of running a tech company.

Business Property

Bundled with General Liability to help protect your physical property.

Crime

Protection from employee theft, forgery and fraud.

Cyber

Protection for the cost of data breaches caused by mistakes, hacking and social engineering.

BUSINESS INSURANCE FOR FINANCE TECHNOLOGY COMPANIES

With deep fintech expertise, Vouch helps you anticipate milestones, identify risks, and ensure you have proper mitigation strategies in place.

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WHY VOUCH

Vouch is the modern insurer trusted by 700+ Fintech Companies.

Our team of advisors, underwriters, claims managers, and specialty brokers are experts–not just in insurance, but in your business.

Built for Fintech

Exclusive coverages designed to protect you against critical exposures, both as a financial company and as a tech company.

Digital, Centralized & Easy

One streamlined digital experience for purchasing, adjusting coverages, filing claims, and accessing documents.

Deep Affinity and Expertise

Expert insurance consultants with deep knowledge of the fintech industry, who can help you navigate risks specific to your business's stage of growth.

Dedicated Account Managers

Designated insurance advisors to provide personalized risk management advice and support, ensuring optimal protection for your business.

Access to Specialty Policies

Introduction to a wide range of specialized and uncommon insurance policies at competitive pricing through our brokerage team's expertise.

CLAIMS EXAMPLES

Protecting you against critical exposures, both as a financial company and a tech company.

Incident

A wealth management app provides investment advice based on user data, like financial goals, age, and risk tolerance. A mistake in the software allowed investors to misstate their age, which led to a user alleging that she was invested in unsuitable assets that resulted in a financial loss.

Resolution

The E&O policy, with a Specialty E&O endorsement for investment advice and activities, covers defense costs and settlements, even for investment advice delivered digitally.

Incident

A startup that provides lending services experiences a breach when attackers are able to take advantage of a software vulnerability, potentially allowing attackers access to customers’ sensitive data, including social security numbers.

Resolution

The Cyber policy covers the costs for a computer forensic investigation, public relations advice, and claims by customers for their identities being stolen.

Incident

The CFO of a startup makes an error in the preparation of financial statements that were used in a funding round. A major shareholder investor learns of the error and sues, alleging material misrepresentation.

Resolution

The D&O policy covers the costs to defend the lawsuit and the settlement, including the investor's legal fees. Because Vouch does not automatically exclude suits brought from major shareholders, this claim may be covered, even though the lawsuit was brought by an investor.

Project management software startup

Incident

Resolution

The D&O policy covers the costs to defend the lawsuit, the settlement, and the investor's legal fees. Because Vouch does not exclude suits brought from major shareholders, this claim is covered, even though the lawsuit was brought by an investor.

Software testing platform startup

Incident

A startup that provides software testing tools experiences a breach when attackers are able to take advantage of an error in how the startup built docker images, potentially allowing attackers access to customers’ sensitive data.

Resolution

The Cyber policy covers the costs for a computer forensic investigation, public relations advice, and claims by customers for the cost to conduct their own forensic investigation.

Billing software startup

Incident

A startup sells their invoice and billing software to a client. After using the software, the client learns they have been sending invoices with incorrect amounts to their customers. They allege that the startup made errors in the design and implementation of their software.

Resolution

The E&O policy covers the costs to defend the allegation. The matter is settled after the startup agrees to a monetary settlement, including the client's legal fees.

BUSINESS INSURANCE FOR FINANCE TECHNOLOGY COMPANIES

Start by applying online in 10-minutes or less.

Questions? Talk to an Insurance Advisor to review coverages.

Review your quote and activate coverage within 1 business day.

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WHAT CLIENTS SAY

Financial Services Platform

Series A

“With Vouch, everything from the first application to the renewal process was ideal: efficient and painless. We loved working with the team, all of whom are incredibly responsive, customer-oriented, and friendly.”

Annie Zhu

Head of Finance, Arc

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Identity Platform

Series B

"Vouch actually understands what we do, and we didn’t have to jump through hoops to get covered. We purchased a policy in minutes, got a great price, and now have coverage that will grow with our company."

Kyle Mack

CEO & CoFounder

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Decision-tree Software

Series A

"Working with Vouch is seamless and easy - they are true advisors, ensuring that we are covered properly while executing efficiently. Vouch has the best customer service - timely, responsive and always helpful. We love working with Vouch!"

Scott Kincaid

CFO

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Hank Kinne

DIRECTOR OF FINTECH

Hank is a seasoned insurance professional with over 25 years of experience in the industry. He has worked for top companies including Aon, Marsh, and Willis. Hank specializes in fintech risks and currently serves as the segment underwriter for Vouch's fintech arm. Prior to this role, he was the SVP at McGriff, Seibels & Williams, where he served as a trusted business partner for Fortune 500 companies in a wide range of industries.

Graham Marchant

SENIOR ADVISOR

Steve is a licensed insurance professional and attorney focused on reducing complex risks for venture-backed tech companies. He specializes in helping fintech companies navigate the industry and has over 15 years of experience in the insurance field. Steve's expertise has been honed through his work as the West United States FINEX Leader at Willis Towers Watson, SVP of the FinPro practice at AON, and the Principal of the New York/Los Angeles Offices for Krauter & Co.'s Private Equity Practice.